Software solutions for social program cards, health insurance card and student eID cards
Social services go digital on a global scale. Many countries introduce social card programs, combining ID functionality, payment infrastructure and specific applications for diverse social groups. Such cards may be introduced for educational, healthcare, enterprise, public sector and risk reduction programs, and cover specific audiences: students, seniors, hospital patients, military servants, public transport users, libraries subscribers, vulnerable social groups and many more.
The primary goal of social electronic cards is to facilitate access and cashless transactions for public services, leveraging citizen involvement in the banking/government sector, reducing fraudulent activities associated with identity misuse and cash handling.
Social card programs offer various services and opportunities for citizens, including operations with outgoing and incoming transfers. Governmental institutions can disburse its social payments through the card in such cases as student scholarship, pensions, welfare grants, disaster relief compensations, insurance payments, family or food subsidies, hunger safety net transfers and transfers to orphaned children.
Card issuing authorities are mainly local government institutions and banks. Governments and banks are prompted to cooperate, as these social programs are highly beneficial for both parties engaged.
X Infotech offers a set of solutions to provide governments and banks with a reliable, secure and stable platform for social cards implementation — all kind of cards for all audiences.
Integrated Services Delivery
Social card program is able to provide citizens with a convenient single-window and yet multifunctional platform, incorporating e-Government solutions, smartphone applications, call centers, ATMs and other channels and services to be accessed with the Card.
Social card platform allows to disburse social payments through the card, collect and register personal data of citizens, including biometrics, calculate and track effectiveness and usage of its social programs. It’s possible to implement “closed loop” local or international applications.
Benefits for Government Authorities
By introducing social card programs, governments will be able to synchronize social program data with National Citizen Registry, collect and analyze data about citizens in terms of national security, reduce human error factor in banks and social centers, reduce pilferage of government funds and ultimately increase loyalty among citizens.
Benefits for Banks
Banks and financial institutions will be able to increase legal transparency of transactions and transfers (if payment application is integrated), obtain new sources of income, reduce data breaches and malware interventions, actively involve citizens in financial services, receive loyal customers (including unbanked communities), benefit from “Know Your Customer” (KYC) approach.